2000 Silverado Rd, Pensacola, FL 32506
3 beds · 2 baths · 1,570 sqft
Charming 3-Bedroom, 2-Bath Pool Home in Prime Location This inviting 3-bedroom, 2-bathroom pool home offers the perfect space for family living. Situated in a great location, the property is conveniently close to NAS/Corry Station, shopping centers, and medical facilities, ensuring both comfort and accessibility. The spacious great room features a cozy fireplace and opens into a large sunroom, complete with blinds and a separate window A/C unit, making it an ideal spot for entertaining family and friends. The well-appointed kitchen boasts stainless steel appliances, with the refrigerator included, and flows seamlessly into the formal dining area, which is separated by a pocket door for added privacy. Carpet recently replaced in all bedrooms. The master suite offers a peaceful retreat, featuring a ceiling fan and direct access to a private master bath. Both bathrooms have been thoughtfully updated, with newly refinished tubs. Additional functional spaces include a convenient laundry/utility room, with washer and dryer included. Step outside to your own private oasis, where the beautifully maintained inground pool provides a serene setting to unwind. A durable 8x20 metal Conex Box in the backyard adds extra storage space, and an irrigation system ensures your landscaping remains pristine year-round. The oversized, heated, and cooled garage offers ample space for vehicles and storage, with attic access and a side entrance. The expansive driveway accommodates up to 7 vehicles. Additional features include gas hookups in both the kitchen and sunroom, as well as exterior motion-sensor floodlights for enhanced security. Schedule a tour today to explore all that this wonderful home has to offer!
Source: PENSACOLA #655088
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #655088
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #655088
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.