2000 Heritage Park Way, Navarre, FL 32566
4 beds · 3 baths · 2,951 sqft
Step into a life of luxury and tranquility in this stunning home located in a sought-after gated waterfront community, Heritage Park. Community in-ground pool and pier on the Inter-coastal waterway is conveniently located at the end of the street, where you can experience breathtaking sunsets, fishing, swimming, kayaking, paddle boarding, and more. Whether you're lounging by the neighborhood pool or staying active at the clubhouse, this community offers the ultimate in lifestyle amenities. This custom-built, 4-bedroom, 3-bathroom home spans 2,951 square feet and offers an exceptional living experience. With two spacious living areas and a separate office, there's plenty of room to relax or be productive. The oversized master suite is a private retreat, featuring two walk-in closets and a luxurious ensuite with dual vanities, a jetted tub, and a separate shower for your own personal spa experience. The home showcases elegance with high ceilings and wood look tile flooring throughout, creating a bright and airy atmosphere. Newly installed plantation shutters add sophistication to every room. Recent updates include a new roof, a flex-coated garage floor that can serve as a workout room or premium space for your vehicles, and a two-year-old 5-ton HVAC system with a 10-year warranty, ensuring comfort and energy efficiency year-round. The covered, screened back patio offers an outdoor bar/kitchen and a mount for an outdoor TV ideal for entertaining or unwinding in the Florida weather. Schedule your tour today to see it while it lasts!
Source: PENSACOLA #656510
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #656510
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #656510
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.