2000 Brent Pl, Palm Harbor, FL 34683
4 beds · 4 baths · 2,132 sqft sqft
SELLER IS MOTIVATED!! Introducing this beautiful Palm Harbor residence featuring a modern architectural design, boasting clean lines and a sleek, minimalist aesthetic. With 4 spacious bedrooms, 3 of which have en suite baths, this home offers ample space for comfortable living. With abundant natural light and an open floor plan, this home is perfect for both entertaining and everyday life. The inviting fireplace complements a large living area that flows seamlessly to the breakfast bar and into the remodeled kitchen equipped with stainless steel appliances, stone counters, and stylish finishes. Enjoy abundant parking both on and off the street, and plenty of space for a pool, activities, and private relaxation on this generous 1/4 acre+ lot. The home features a durable metal roof, two newer AC systems to keep you cool, no HOA fees, and no flood insurance requirements. Conveniently located near top-rated schools, the surrounding neighborhood offers easy access to local amenities, shopping, dining, beaches, and Tampa International Airport, making this a prime location. Don't miss out on this exceptional opportunity to own a piece of modern elegance and practicality in a desirable community. Schedule your private showing today!
Source: STELLAR #u8250516
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8250516
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8250516