200 Westfield Dr, Georgetown, TX 78628
5 beds · 5 baths · 3,915 sqft sqft
Brand NEW Interior Paint! Bring offers! Explore comfortable luxury living in this immaculate 2-story home nestled in the coveted Parkside at Mayfield Ranch. Set against a peaceful greenbelt & serene pond, this spacious home offers an array of wonderful features, amenities & plenty of space for the whole family and entertaining friends. Step inside to discover an inviting open-concept interior w/high ceilings, natural light, & stunning hardwood floors. The elegant dining room features a stylish ceiling & chandelier, conveniently connected to the kitchen. The living room is a cozy retreat w/gas log fireplace, and large windows framing views of the greenbelt and pond. The open concept kitchen is a delight with its spacious island, granite countertops, ample storage, and high-quality stainless appliances, including double ovens & gas cooktop. On the main floor, unwind in the spacious primary suite with vaulted ceilings, two walk-in closets, and en-suite bath featuring dual vanities, a soaking tub, and an oversized walk-in shower. The home office, also on the main floor, offers flexibility and could serve as a 6th bedroom (with closet) or mother-in-law quarters. Upstairs, discover 4 more bedrooms, 2 full baths, a 2nd living area or game room, media room, and a 2nd laundry room, providing plenty of space for family/guests. Outside, the covered patio & level yard are perfect for enjoying views & hosting outdoor gatherings. Community amenities: 2 pools, a splash pad, park, & walking trails. Highly rated Leander ISD, just minutes from Garey Park (seller offering free yr pass) & Williamson Cty Regional Park, this property combines luxury, comfort, & convenience. Walking distance to Parkside Elementary. New HVAC 2024 (10 yr warranty), recent roof 2019 (10 yr warranty), water softener. Both Washers/dryers negotiable.
Source: ACTRIS #2443114
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #2443114
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2443114
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.