200 River Vista Dr # 502, Atlanta, GA 30339
2 beds · 2 baths · 1,172 sqft

Get a free consultation call with an expert in the mortgage assumption process.
"This beautiful condo comes with LEASING AVAILABILITY. "With a full-price offer, the seller is offering buyer's Incentives. For more Information, please reach out to the Listing Agent. Welcome to Your Dream Home at One River Place - A Hidden Jewel of Pure Beauty! Discover this rare and stunning 2-bedroom, 2-bathroom unit at One River Place, one of the most sought-after communities. A perfect blend of modern elegance and convenience. This recently updated home features an open-concept layout designed to maximize natural light and create a warm, inviting atmosphere. Sophisticated living at Its best, the gourmet kitchen is a chef's dream, boasting custom cabinetry, soft-close doors, a breathtaking waterfall island with soft-close pot drawers, and sleek stainless-steel appliances. New quartz countertops, new microwave and dishwasher, and brand-new kitchen pendants complete this high-end space. The spacious living area is perfect for entertaining or unwinding, with stylish finishes, new light fixtures, and modern light dimmers for the perfect ambiance. Two generously sized bedrooms offer great closet space and serene views of the surrounding area. The updated guest bathroom adds extra luxury with refined finishes. Enjoy upgraded LVP flooring, elegant wallpapers, and hunter electric blinds throughout. USB outlets for added convenience in key areas. Step outside to your private balcony, the perfect spot for morning coffee or sunset relaxation. Rest easy knowing that the HVAC is only 7 years old. Unparalleled Resort-Style Amenities Situated on 33 private acres. One River Place offers more amenities than any other community in town, including: Guarded, gated entrance with 24-hour security, Concierge & clubhouse, 24-hour fitness center, two saltwater pools with a waterfall, spa treatment room & exercise classes, outdoor grills, fire pit & multiple green spaces, dog park & walking trails, guest suite for visiting friends and family, amazon hub locker for secure package deliveries, print and fax service for your business needs. Onsite notary service for added convenience. Onsite mailbox service for hassle-free mail pickup. Prime Location Along the Chattahoochee River Just minutes from Truist Park, home of the Atlanta Braves! A short 1/2 mile from the Cochran Shoals Trail, offering stunning riverside walking and biking trails. Steps from top-tier dining, including Ray's on the River and Mojave. If you're looking for the perfect blend of luxury, nature, and top-tier amenities, this is the home for you! Enjoy resort-style living in the heart of Sandy Springs. Don't miss out on this rare opportunity! Remember, this beautiful condo comes with LEASING AVAILABILITY. For more Information, please reach out to the listing agent. "With a full-price offer, the seller is offering buyer's Incentives"
Source: GAMLS #10479416
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10479416
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
