200 River Vista Dr # 205, Atlanta, GA 30339
2 beds · 2 baths · 1,172 sqft
Welcome home to this delightful 2-bedroom, 2-bathroom condo at One River Place! You'll fall in love with the beautifully updated kitchen featuring dark-stained cabinets, pantry, gorgeous quartz countertops, an inviting island, and modern stainless steel appliances ideal for cooking up your favorite dishes. The living room and primary bedroom are bright and airy, with lovely views of a peaceful courtyard. Step outside onto your charming covered patio, where a gate leads directly to the community, making it easy to enjoy the lush green space and serene pond. You'll also appreciate the renovated guest bath, elegant hardwood floors throughout, smart Elfa closet systems, and the convenience of an in-unit washer and dryer. Plus, you get two assigned parking spaces and plenty of guest parking! Living along the Chattahoochee River, One River Place is a standout community in Atlanta. Enjoy amazing luxury amenities in a tranquil setting! The clubhouse offers everything you need, including a 24-hour gym, a cozy coffee bar, a private spa room, a spacious party area, and a boardroom for meetings. The outdoor kitchen and firepit by the pool terrace are perfect for relaxing evenings or fun gatherings. With scenic walking trails leading right to the river and easy access to local favorites like Ray's on the River and Mojave, you'll love the convenience of this location. Plus, you're just a quick drive from The Battery, the Sandy Springs Performing Arts Center, shopping, and major highways I-75 and I-285. Come see why this community is the perfect place to call home!
Source: FMLS #7470094
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7470094
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7470094
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.