200 Coscoroba Ct, Swansboro, NC 28584
5 beds · 4 baths · sqft sqft
Welcome to this meticulously maintained and stunning 5-bedroom home, a true oasis offering comfort and luxury. Walk into this beautiful home and instantly feel welcomed with an open foyer. The main floor features a large living room with an electric fireplace, offering a warm and inviting space for gatherings. The heart of the home, the kitchen, boasts an island, pantry, and high-end appliances, making it a chef's dream. The roomy primary suite, located on the main floor, features a trey ceiling and a huge walk-in closet with an ensuite, elegant bathroom with a dual vanity! Upstairs you'll find 4 spacious bedrooms, all with walk-in closets. With a total of 3.5 bathrooms, this home is designed to accommodate all your needs. Washer & dryer stay! Step outside into the large fenced-in backyard, where you'll find beautiful landscaping, including palm trees, creating a serene, tropical atmosphere. Enjoy year-round relaxation in the heated inground, saltwater pool, or unwind on the screened-in porch and patio, perfect for entertaining around the cozy firepit. The home also includes a two-car garage, providing ample storage and convenience. This gorgeous home is an ideal blend of style and functionality—don't miss the chance to make it yours!
Source: NORTHCAROLINAREGIONAL #100471168
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100471168
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100471168