200 Buck Hendrix Rd, Portal, GA 30450
5 beds · 2 baths · 3,293 sqft
Prime Location! Just 15 minutes from Statesboro's Walmart, hospital, and shopping, this exceptional 5-bedroom, 2.5-bath, 3,200+ sq. ft. ranch-style home sits on a peaceful 6+/- acre lot, offering the perfect blend of convenience and tranquility. Even better-buyers may have the opportunity to assume a VA loan with an incredibly low 2.25% interest rate! Contact us for details. If you're searching for a private retreat on a quiet road within a highly-rated school district, this home checks all the boxes. Step inside through the spacious laundry/mudroom, which features two closets for ample storage and a convenient half bath. The heart of the home is the open kitchen, thoughtfully designed with built-in shelving, perfect for family meals and entertaining guests. Just off the kitchen, a generously sized bedroom offers flexibility as a guest suite or home office. The expansive living room exudes warmth and character with its wood-beamed ceiling and gas fireplace adorned with a pearl mantel-creating the perfect ambiance for cozy nights in. Adjacent to the living room, another spacious bedroom with two closets offers additional storage. Step outside onto the two-year-old deck, ideal for grilling and outdoor gatherings. For formal occasions, the dining room impresses with a second fireplace, large windows that bathe the space in natural light, and a stunning accent wall. The hallway leading to the additional bedrooms and the Primary suite is lined with built-in cedar storage, including six drawers and two cabinets-offering an abundance of space. The two secondary bedrooms are both generously sized, with one featuring two closets and the other boasting three. A beautifully remodeled bathroom with dual vanities provides both style and function. The Primary suite is the crown jewel of the home, featuring a large walk-in closet with an organizational rack system and a luxurious en-suite bathroom with dual vanities, a separate shower, and a relaxing tub. Additional modern upgrades include two HVAC units controlled by 2-year-old Ecobee smart thermostats, allowing you to manage the home's climate effortlessly. The septic system, including the drain field, was fully replaced in 2019, ensuring long-term peace of mind. Outdoor enthusiasts will appreciate the fenced area with a covered stall and water hookup-perfect for housing animals of all sizes. Fruit lovers will be delighted with the property's peach, plum, apple, and pear trees, all planted two years ago and expected to produce fruit this year. Whether you're a hunter or simply enjoy watching wildlife, this property offers an abundance of nature right in your backyard. With so many incredible features, this home is a must-see! Don't miss your chance to experience it for yourself-schedule your showing today!
Source: GAMLS #10469103
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10469103
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.