200 Buck Hendrix Rd, Portal, GA 30450
5 beds · 2 baths · 3,293 sqft sqft
REDUCED! Buyer could ASSUME this VA loan with a 2.25% interest rate! Call for details! Don't Miss Out! This unique, 3,200+ sq. ft., 5-bedroom, 2.5-bath ranch-style home is situated on a peaceful 6+/- acre lot in Portal If you're searching for a tranquil retreat on a quiet road in a highly-rated school district, this property is your perfect match. The home features an oversized 2-car garage with built-in storage, 3-year-old WiFi-enabled Lift Master garage doors equipped with backup batteries, and a storm cellar for added security. The storm cellar houses a 2-year-old Rheem 80-gallon hybrid water heater, also WiFi-enabled for your convenience. Enter the house through the spacious laundry/mudroom, which includes two closets for ample storage and a convenient half bath. The heart of the home is the large, open kitchen, which seamlessly connects to the dining area, complete with built-in shelving-perfect for family meals or entertaining guests. Off the kitchen is a generously sized bedroom that can serve as a guest room or home office. The expansive living room, adorned with wood beams in the ceiling, creates a warm, rustic atmosphere. A gas fireplace with a pearl mantel serves as a cozy focal point. Adjacent to the living room is another bedroom featuring two closets, offering plenty of storage space. Step out from the living room onto your large deck, just 2 years old, ideal for grilling and enjoying time with family and friends. For more formal occasions, the dining room offers a second fireplace, large windows that flood the space with natural light, and a beautifully designed accent wall. The hallway leading to the additional bedrooms and master suite is lined with six built-in cedar drawers and two cabinets, providing even more storage options. The two secondary bedrooms are both spacious, with one room boasting two closets and the other offering three. The nearby bathroom has been fully remodeled and features separate vanities, ensuring plenty of space and comfort for everyone. The Primary suite is the crown jewel of the home, offering a large walk-in closet with an organizational rack system to easily manage even the largest wardrobes. The en-suite Primary bathroom is equally luxurious, featuring dual vanities, a separate shower, and a relaxing tub. This home is equipped with two HVAC units controlled by 2-year-old Ecobee smart thermostats, allowing you to manage your home's climate with ease. The septic system, including the drain field, was entirely replaced in 2019, giving you peace of mind for years to come. Outdoor enthusiasts will love the property's amenities, including a fenced area with a covered stall and water hookup, perfect for housing animals of all sizes. There's also a chicken coop for your egg-laying hens. The property boasts several fruit trees-one peach, one plum, one apple, and one pear-all planted two years ago and expected to produce fruit this year. Whether you're a hunter or simply enjoy watching wildlife, this property has an abundance of it. With so much to offer, this home is truly a must-see. This property has so many features that it's impossible to list them all-come see for yourself! Easy to show! Contact your agent today to schedule a viewing and experience all this incredible property has to offer.
Source: GAMLS #10363352
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10363352
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10363352
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.