2 Hunt Master Ct, Ormond Beach, FL 32174
3 beds · 2 baths · 2,545 sqft
Nestled on a spacious corner lot in the heart of Ormond Beach, this stunning 3-bedroom, 2-bathroom, 2,500 sq. ft. home offers the perfect blend of comfort and style. Situated in a vibrant neighborhood with sidewalks, 2 community pools, 2 playgrounds, tennis/pickleball court, basketball area, clubhouse with a variety of community activities, this home is ideal for families and those who love to entertain. Important updates include a new roof (2015) and AC (2017). As you step inside, you're greeted by an open-concept floor plan designed for seamless entertaining. Vaulted ceilings and skylights flood the living space with natural light, creating a bright and welcoming atmosphere. On cooler nights, cozy up by the gas fireplace in the living room. A bonus room featuring seven large windows overlooks the meticulously landscaped yard, providing the perfect setting for gatherings or quiet relaxation. The generously sized bedrooms has ample space for unwinding. The updated kitchen is a chef's delight, featuring KitchenAid appliances, sleek granite countertops, and new flooring—ideal for preparing gourmet meals or enjoying casual family dining. A separate dining room offers an elegant space for hosting special holiday gatherings. For added convenience, the laundry room is equipped with a deep sink and cabinets for extra storage. The home also includes a 2-car garage, irrigation system, and access to two community pools. With ample storage space throughout the home, you'll never have to worry about clutter. To top it off, this home comes with a transferable home warranty, valid until September 2026, providing peace of mind for years to come. Home also has a 3.1 percent VA assumable mortgage with Wells Fargo. Seller will help pay closing cost to buyer. Don’t miss out on this rare opportunity to own a piece of paradise in Hunters Ridge, Ormond Beach. Schedule your showing today and make this beautiful home your forever retreat!
Source: STELLAR #fc303986
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #fc303986
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #fc303986
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.