2 Casarena Ct, Winter Haven, FL 33881
3 beds · 3 baths · 2,377 sqft
One or more photo(s) has been virtually staged. Come and see this Amazing Contemporary CHAIN OF LAKES HOME in the "Casarena on the Lakes Community" and enjoy many of the resort benefits that come with it. This 3 bedroom with 3 full bathrooms home is unlike other homes in it's beautiful design and abundance of amenities. From the moment you come in the gates of this 29 home community, the first home on the right is the beautiful home that you have come to see. You will also notice the beautiful roads made of pavers and the unique attractive architecture of the townhomes in this well maintained community. The large attractive pool area with an in-ground Hot Spa overlooking the tennis court and Lake Cannon enhances the view from the home. The community has almost completed updating it's durable composite wood boat dock and fishing pier for your added enjoyment. When entering the majestic double front doors on the left side of the Foyer you see the slow rising stairway up to the Loft, and straight ahead the beautiful tile floors walk you to the edge of the Great Room. It's has the centerpiece of a beautiful stone, wood burning Fireplace that transitions going to the Dining Room that connects with the gourmet Kitchen on the left. This area is great for entertaining your family and friends. The Dining Room also has French doors that open up to a 32'x12' private covered screened-in porch to play games in or just relax on. The Kitchen comes equipped with Stainless steel appliances, granite countertops, wood cabinets, and a breakfast bar where your hungry family and friends may cheer the chef of the home on as an amazing meal is on the way. There is another open private porch at the other end of the Great Room. Down the Hall from the Foyer is a Large 1st floor Bedroom and a full Bathroom with granite countertops and a sunken tub with shower and a skylight. Going up the stairs to the Loft you will begin to imagine of all you might want to use this big space for. On each side of the Loft there are two Master ensuites. The Lake side Master has a large closet that goes the length of the room, very nice Balcony overlooking the Pool, Spa, Tennis / Basketball Court, and Lake Cannon, and a large Master Bathroom with double sinks, granite countertops, a Huge Steam Room / Shower to Detox and Be Refreshed. The Master ensuite on the other side of the Loft has a bonus semi-open space that would make a great sitting area, office, nursey, or whatever you desire. It also has a nice Bathroom with a Sunken Tub with Shower. A few other reasons you would love for this home to be your home are the 2 car garage, a natural gas whole home generator, a natural gas tankless water heater with inside thermostat, and Living on this beautiful Chain of Lakes. It is also nice to know that you can drive to LEGO LAND in about 10 minutes, DISNEY in about 30 minutes, and the BEAUTIFUL FLORIDA BEACHES on either side of the State in about 1 1/2 hours. Come and see the amazing Central Florida Home that's PRICED TO SELL.
Source: STELLAR #l4946621
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4946621
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4946621
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