1996 Blue Moon Dr, Windsor, CO 80550
3 beds · 3 baths · 1,848 sqft sqft
Welcome to 1996 Blue Moon Drive, an open and airy home nestled into the amenity packed Raindance subdivision. This sprawling ranch style home is a diamond in the rough with this large main level square footage and features that make it perfect for both relaxation and entertainment. Stepping inside you'll find a spacious, sunlit living area that flows into the dining space and kitchen, creating an open and welcoming atmosphere. The custom kitchen is appointed with high end features such as modern appliances, tons of counter space with a huge island, leather granite and quartz, plus plenty of storage, making it ideal for all your culinary needs. The primary suite is a true retreat, complete with an en-suite bathroom and large walk in closet. Step outside to discover your private backyard oasis, perfect for summer gatherings or peaceful evenings under the stars. The patio area is great for enjoying beautiful Colorado evenings, while the lush landscaping provides a serene backdrop. Located an amenity packed neighborhood, this property is within close proximity to parks, pool, schools, and shopping, making it convenient for all your needs. Enjoy easy access to major highways, ensuring a quick commute to nearby cities. With its perfect blend of comfort, style, and location, 1996 Blue Moon Drive is not just a house; it's your next home. Don't miss the opportunity to make this gem your own! Schedule a showing today and experience all that this wonderful property has to offer.
Source: RECO #IR1019276
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1019276
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1019276
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