19907 TATTNALL WAY, Brooksville, FL 34601
PRICE REDUCED! This Elegant Contemporary home is move-in ready and located in the 55+ community of the Cascades of Southern Hills. The house has been meticulously maintained and offers 2,342 sq ft of living space, 3 bedrooms (3rd bedroom has an attached armoire/closet), 2 full bathrooms, ½ bathroom, and a 3-car garage. It was built in 2022 and is a Seabrook model by Inland Homes with an open concept floor plan. Upon entering the house, you will be greeted by a spacious foyer that opens up into a beautiful living room with a breathtaking view of the pond. The house also includes a dining room, kitchen, and breakfast nook. The modern European style kitchen boasts a large, curved island that offers plenty of counter space and seating, quartz countertops, upgraded GE Café Induction Cooktop, GE Café Built-in Combination Advantium/Convection Wall Oven, walk-in pantry, and quartz backsplash. Other custom upgrades include 96” tall soft close cabinets with pullouts and a window seat with storage drawers in the breakfast nook. There are cabinets in the laundry room for extra storage, luxury vinyl plank floors throughout the home, Plantation shutters, tray ceilings with crown molding in the master bedroom and living room, wired for surround sound in the living room, separate rain head shower, and an installed mirrored barn door in the master bath walk-in closet. The lanai features porcelain pavers, dedicated 220V 40amps circuit for future spa connection, 2 motorized fully retractable screens to allow for a 35-foot complete opening for an expanded outdoor space in the lanai which offers privacy or simply enjoy the peaceful view of the pond from the backyard. The garage has an epoxy floor, and there's a lift to the loft storage. This property is conveniently located near shopping, restaurants, hospitals, parks, and entertainment. Don't miss your opportunity to make an offer on this beautiful home. Room Feature: Linen Closet In Bath (Primary Bedroom).
You may be able to put down less than the total down payment amount of $217,923 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8236864