19907 Briarwood Ct, Parker, CO 80138
3 beds · 4 baths · 2,124 sqft
Seller is offering a $5000 concession!! HOA fees drop to $344 on Jan 1st! Welcome to your next home! Nestled in the heart of a friendly community just steps from the vibrant downtown Parker area, this lovely townhouse offers the perfect blend of modern luxury and small-town charm. Boasting 3 bedrooms and 3.5 bathrooms, this residence has been meticulously updated to meet your standards of style and comfort. The main level greets you with new luxury vinyl plank flooring, french doors, large windows and a stone fireplace, setting the stage for a home that shines and an atmosphere that's both inviting and chic. The kitchen features new cabinets and new granite counters, stainless steel appliances round out the updated kitchen. The new carpet adds warmth and coziness to the living spaces, creating an ideal environment for relaxing and entertaining. You will find two large en suite bedrooms on the upper level. The remodeled primary bath showcases new tile, vanity, fixtures, flooring, granite counter, and fresh paint. The second upper bedroom also includes an updated en suite, offering a comfortable space for family or guests. The basement adds another layer of living space with a 3/4 bath featuring a new vanity and counter just outside the bedroom door. A wet bar, new paint, trim and carpet creates an enjoyable space for gatherings and quiet evenings. Outside the french doors you are treated to your own small fenced yard space with a patio. With a two-car parking space to top it all off, this townhouse is a rare find, combining convenience, style, and comfort. Whether you're a growing family, a professional, or simply seeking a delightful home in a prime location, this property is sure to capture your heart.
Source: RECO #1892945
Interest rate and monthly payment estimated based on public records.
Source: RECO #1892945
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1892945
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