199 Tanglewylde Dr, Spartanburg, SC 29301
3 beds · 2 baths · sqft
THIS ONE IS A RARE FIND !! NEWER CONSTRUCTION IN A SOUGHT AFTER WELL ESTABLISHED COMMUNITY SURROUNDED BY CHARMING TRADITIONAL BRICK HOMES AND GORGEOUS LARGE TREES AND LARGE LOTS. This three bedroom and two bathroom house is on a large corner lot with a privacy fenced back yard. From the moment you enter from the covered front porch you will be amazed at the open concept floor plan. The great room has a vaulted ceiling and is open to the kitchen that is well appointed with granite counter tops and stainless appliances including refrigerator. There is a convenient raised bar perfect for bar stools and the kitchen has a pantry closet and there is breakfast area that over looks the backyard. There is a covered back porch that has access from the breakfast area. The primary bedroom has a decorative trey ceiling and there is a walk in closet off of the full bathroom. There are two other guest bedrooms that share a hall bath. One of the bedrooms could be perfect for a home office or work out area. There is a walk in laundry room with washer and dryer connections and there is a window in the laundry room that allows for natural light to filter in. This is an amazing house plan that feels much larger than you would imagine. Brand new carpet has been installed prior to listing. It is perfect for a first time home buyer, investor or someone needing to downsize with plenty of room for all of your furnishings in addition to a low maintenance exterior. This could be the perfect home for you. Schedule a private tour with your favorite realtor. This is one to add to the must see list.
Source: GREENVILLESC #1549335
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GREENVILLESC #1549335
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.