19844 Beechcrest Pl, Estero, FL 33928
3 beds · 3 baths · 4,167 sqft
Get a free consultation call with an expert in the mortgage assumption process.
AVAILABLE FOR IMMEDIATE OCCUPANCY!!! SUMMERWOOD WITH LOFT MODEL WITH PRIVATE, PRESERVE VIEWS AND HUGE BACKYARD is now available in The Place at Corkscrew! This Residence, built by Pulte Homes in 2020, offers 3 Bedrooms + Den + Loft with 3 Full Baths, EXTRA DEEP TANDEM 2 Car Garage, 2,697sf Living Area. PROPERTY IS HIGH AND DRY AND LOCATED IN FLOOD ZONE X... NO FLOOD INSURANCE REQUIRED! The OVERSIZED LOFT provides a great recreation space for the entire family and is joined by a guest bedroom with full bath. This OPEN CONCEPT home is the epitome of Florida living. The Greatroom opens up to the covered lanai with ZERO CORNER SLIDERS that pocket behind the wall, creating a true INDOOR/OUTDOOR ENTERTAINING AREA. The EXTENDED COVERED LANAI provides 400sf+ OF OUTDOOR LIVING SPACE which is the ultimate retreat to take in the scenic nature views, with COMPLETE PRIVACY (No homes or lanais behind you!). In the evenings, enjoy unwinding on your covered lanai, listening to the birds and enjoying those SPECTACULAR FLORIDA SUNSETS with this Western rear exposure home. The homesite is large enough to accommodate your Dream Pool and Spa and even add a fence beyond a pool cage for your children and furry friends to play. The EXTRA LONG DRIVEWAY is perfect when guests come over, or for families with multiple vehicles. You’ll enter through a custom glass insert door to allow more natural light into the home. There is CROWN MOLDING and tile flooring throughout the downstairs, Custom Barn Door on the Den, and several WOOD ACCENT WALLS to provide that designer feel with upgraded Ceiling Fans & Lighting throughout. The Heart of the home showcases a Chef’s Kitchen with White cabinetry, Subway Tile Backsplash accented by under cabinet lighting, Stainless appliances, Large Kitchen Island, Granite Countertops. The Primary Suite is enhanced by a tray ceiling, wood accent wall and accompanied by a Primary Bath with a heavy glass shower, soaking tub and large walk in closet. The Laundry Room is spacious with build in white cabinetry and folding station. The Garage is complete with EPOXY floor, Overhead Storage Racks and extra storage space. This residence was UPGRADED in 2024 to include a HIGH END, ENERGY EFFICIENT, ENHANCED ZONE COOLING HVAC SYSTEM featuring 4 controlled zones. The amenities at The Place at Corkscrew include... Resort Pool w/100' Waterslide & Spa, Indoor Restaurant and Bourbon Bar, Cafe, Outdoor Bar, Fitness Center, Movement Studio, Tennis, Pickleball, Bocce, Basketball, Playground, Dog Park, Childwatch, Spa Services, 2 Entry Gates. Just Minutes to Schools, Shopping, Restaurants, Airport, Beaches. For GOLF ENTHUSIASTS, the highly rated Jack Nicklaus designed OLD CORKSCREW GOLF CLUB is open to the public and located directly across the street from the community entrances! NEW PUBLIX GROCERY STORE PLAZE... JUST 1.4 MILES AWAY!!! OTHER TENANTS INCLUDE DUNKIN DONUTS, UPS STORE, NEW YORK PIZZA & PASTA, NAIL SALON, HEARTLAND DENTAL, AND MORE!
Source: FORTMYERS #225006240
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225006240
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.