1982 Birnham Wood Bnd, Kissimmee, FL 34746
4 beds · 2 baths · 1,843 sqft
Just reduced!!! Welcome to this thoughtfully upgraded 4-bedroom, 2-bathroom home, offering 1,843 sq. ft. of comfortable living space on a 6,098 sq. ft. lot. With a blend of modern updates and practical features, this home is designed for both everyday living and entertaining. Newly painted interiors, laminate wood flooring throughout all bedrooms, and a custom-designed master closet add style and functionality. The spacious garage includes fresh paint, overhead storage, and an EV car connection for added convenience. The backyard has been transformed into a relaxing retreat with low-maintenance artificial turf, stylish pavers, and a charming pergola, making it the perfect space to unwind or host gatherings. Situated in a welcoming community, residents enjoy access to a fully equipped gym, resort-style pool, clubhouse, playground, and scenic walking/running trails. Additional amenities include basketball courts, a soccer court, tennis courts, a picnic area, and a dedicated dog park. Plus, 24-hour security provides added peace of mind. Additional features include a whole-house water softener system, alkaline water at the kitchen sink, solar panels (to be transferred to the new owner), and a comprehensive security system with five cameras. With modern upgrades, a prime location, and access to outstanding amenities, this home is ready for its next owner. Schedule your private tour today.
Source: STELLAR #S5121901
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #S5121901
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.