19795 Beverly Park Rd, Estero, FL 33928
3 beds · 3 baths · 3,059 sqft
EXQUISITELY UPGRADED, ONE-OF-A-KIND SUMMERVILLE CUSTOM POOL HOME IS AVAILABLE NOW IN THE PLACE AT CORKSCREW!... This residence offers 3 Bedrooms + Den, 3 Full Baths (One Guest Suite is En-Suite), 3 Car Garage, 2,445sf living area. Pulling up to the home, you'll immediately notice the ATTRACTIVE CURB APPEAL with upgraded landscaping, flower bed edging, and decorative rocks. This home is equipped with a 500 GALLON PROPANE TANK and 24KW WHOLE HOME GENERATOR for peace of mind. The OVERSIZED HOMESITE with Southeast Rear exposure provides for peaceful Florida sunrises over the trees and marsh. The lanai comes equipped with an automatic SPF SHADE with remote. Relax in the CUSTOM HEATED SALTWATER POOL with SUNSHELF, BUBBLERS and LED Lights surrounded by a LUXURIOUS TRAVERTINE STONE DECK. This homesite provides enough green space to add a fence beyond the pool cage for your children or pets to play (doggie door already installed in pool cage). Inside, this home showcases elevated DESIGNER TOUCHES throughout. Interior upgrades include PLANTATION SHUTTERS, EXTENSIVE CUSTOM WOODWORK, WOOD TRIM with MIRRORS, CEILING DETAIL throughout home, and a TV/LED FIREPLACE BUILDOUT in Greatroom. Enjoy the Modified Kitchen Layout with White Cabinetry featuring a Wall Microwave Oven, Hood, Upgraded Dark Finish Appliances, Designer KITCHEN BACKSPLASH, Granite countertops, Expansive Kitchen Island along with a BUILT-IN DINING BANQUETTE. Plank Tile throughout the home makes it easy for cleaning with NO CARPET anywhere! Custom Bookcases enhance the functionality and storage in the Den. The Primary Suite boasts 11' ceilings in the TRAY, dual closets with CLOSET ORGANIZERS accompanied by a Luxurious Bath with SPLIT VANITIES, an OVERSIZED SHOWER and separate SOAKING TUB. The Laundry includes a sink and extra cabinetry. The Front Entry is SCREENED IN. The 3 Car Garage is equipped with a Storage Rack and WALL AC MINI-SPLIT UNIT. PROPERTY IS HIGH AND DRY AND LOCATED IN FLOOD ZONE X... NO FLOOD INSURANCE REQUIRED! Amenities at The Place include: Resort Pool w/100' Waterslide & Spa, Indoor Restaurant and Bourbon Bar, Cafe, Outdoor Bar, Fitness Center, Movement Studio, Tennis, Pickleball, Bocce, Basketball, Playground, Dog Park, Childwatch, Spa Services, 2 Entry Gates. Just Minutes to Schools, Shopping, Restaurants, Airport, Beaches. For GOLF ENTHUSIASTS, the highly rated Jack Nicklaus designed OLD CORKSCREW GOLF CLUB is open to the public and located directly across the street from the community entrances! NEW PUBLIX GROCERY STORE PLAZA... JUST 1.4 MILES AWAY!!! OTHER TENANTS INCLUDE DUNKIN DONUTS, UPS STORE, NEW YORK PIZZA & PASTA, NAIL SALON, HEARTLAND DENTAL, AND MORE!
Source: FORTMYERS #225019841
Financials
Source: FORTMYERS #225019841
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
