19788 E Cattle Dr, Queen Creek, AZ 85142
5 beds · 5 baths · 4,002 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This beautifully maintained property has been lovingly cared for by its original owners and offers a perfect blend of luxury and comfort. This home boasts 5 spacious bedrooms and 4.5 bathrooms, ensuring plenty of space for family and guests. The luxurious primary suite features plush carpet and a spa-like bathroom. Additional guest bedrooms include Bedroom #2, which is larger than average and features a walk-in closet and a Jack & Jill bath. Bedroom #3, although cozier, is still spacious and shares the Jack & Jill bath, while Bedroom #4 includes an ensuite bathroom with a single vanity and a tub/shower combo. The attached casita offers its own entrance, living area, kitchenette, and ensuite bath, making it perfect for guests or extended family. The interior also includes a versatile den with tile flooring, ideal for a home office or study, along with an elegantly appointed formal dining room. The gourmet kitchen is a chef's delight, featuring a massive island with bar seating, granite counters, and stainless steel appliances, including an industrial gas range and a built-in fridge. A butler's pantry with a beverage fridge and ample additional cabinetry completes this impressive culinary space. The great room boasts soaring 12' ceilings and a carpeted TV area, with a sliding door that opens to your outdoor paradise. Outside you will find your private resort-style backyard, beautifully designed for relaxing, entertaining and/or playing. The heated saltwater pool and spa feature a Pebble Tec play pool, a Baja step, and a swim-up bar with seating, perfect for summer entertaining. The sunken BBQ area, equipped with an Alumawood-style pergola, is plumbed for natural gas and powered for convenience, making outdoor cooking a breeze. The travertine patio and surround create a serene atmosphere for relaxation, while the turf area has been measured specifically for your cornhole games. A covered patio, complete with fans and a TV projector, sets the stage for memorable movie nights under the stars. Additional amenities include an attached 3-car garage and detached RV garage measuring 20' x 40' with a 14' door. This garage is fully insulated and climate-controlled, featuring its own A/C unit and an alarm system. This exceptional property combines luxurious living with thoughtful design and is waiting for you to call it home. Don't miss out on this rare opportunity in the heart of Queen Creek!
Source: ARMLS #6810148
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6810148
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.