19772 Centerville Ct, Parker, CO 80134
4 beds · 3 baths · 1,854 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Rare Opportunity in the Heart of Parker Beautifully Updated with Mountain Views, Finished Basement, NO HOA, Huge Cul-De-Sac Lot, and 6+ Parking Spaces with RV Hookups! Step in off the covered front porch to the beautifully updated gourmet kitchen with quartz counters, center island with seating, upgraded cabinetry, custom backsplash, stainless appliances with gas range, vaulted ceilings, and tons of natural light. The sunny eat-in nook is great for informal gatherings and the front flex space makes a perfect formal dining or living area. The cozy family room features a gas fireplace with mantle, space for any furniture layout, and access to the covered patio for indoor/outdoor living. Upstairs the primary suite is a serene escape with mountain views, and a luxurious en-suite bath with a designer walk-in shower with Schluter tiled shower pan and bench, and an ample walk-in closet. Two additional spacious bedrooms share an updated full bath. The finished basement is currently used as a private bedroom suite with a full bath - great for a mother-in-law suite or teen retreat. This space can also be used as a 2nd family room, home theater, playroom, home office... High quality LVP flooring throughout means no carpet (outside of the basement) and there are 2 laundry hookup locations for convenience. The massive and private backyard with large covered patio lets you enjoy Colorado's famous 300 days of sunshine. Having NO HOA is extremely rare in Parker and surrounding areas - No restrictions, RV parking with 30/50 amp service + hot/cold water hookups + shed, and additional private parking for up to 4 more vehicles! For year-round curb appeal professionally installed Govee lighting provides customizable architectural and permanent holiday displays. This is one of Parker’s most sought-after locations, minutes from Downtown Parker with top rated schools, easy access to Castle Rock, Denver, The Springs, and everything the Metro Area offers! ***ASSUMABLE FHA LOAN at 3.75%***
Source: RECO #9221643
Source: RECO #9221643
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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