19703 Cypress Bridge Dr, Odessa, FL 33556
4 beds · 4 baths · 3,252 sqft
HIGHLY MOTIVATED SELLERS! Step into opulence with the main-level owner’s suite, boasting a generous walk-in closet and an extravagant bathroom featuring a spacious garden tub, walk-in shower, and dual sinks. The heart of this home is the expansive family room, centrally located and perfect for family gatherings or entertaining guests. The gourmet kitchen, complete with an oversized island and ample counter space, provides direct access to the lanai and formal dining areas. The kitchen showcases 42" Trevino Cali Alpine full-overlay cabinetry, enhanced with Crown Molding and Light Rail, complemented by Satin Nickel hardware. Silestone Calcutta Gold polished quartz countertops pair elegantly with stainless-steel GE® appliances. The look is completed with 12x24 Pocono Oak wood plank ceramic tile laid on a 1/3 offset pattern. Upstairs, discover exquisite decorative woodwork adorning the walls, along with intricate craftsmanship throughout the hallway and bedroom. Delight in the dining room's stunning herringbone wood pattern gracing the ceiling. An additional upstairs bonus room offers versatility and extra storage space to accommodate your family's needs. Enhanced with added amenities such as a water softener and plush carpeting, this home exudes charm and comfort. Plus, enjoy the convenience of upgraded washer and dryer units. With a split three-car garage, there’s ample space for parking and storage. Nestled in the exclusive Tarramor community, this residence offers convenient access to amenities, schools, and major roadways. Top-rated Martinez Middle School and Steinbrenner High School are within close proximity, ensuring an excellent education for your family. Residents of Tarramor relish in resort-style amenities, including a swimming pool, fitness center, and clubhouse. This home epitomizes luxury living within Odessa's blue-ribbon school district. Don't miss this chance to make Tarramor your home. Schedule your private tour today!
Source: STELLAR #t3520119
Source: STELLAR #t3520119
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3520119