19700 San Chisolm Dr, Round Rock, TX 78664
3 beds · 3 baths · 3,252 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this expansive 3,252 sq ft single-story home, thoughtfully designed for growing families or anyone seeking abundant space. Featuring three bedrooms, 2.5 bathrooms, and multiple versatile bonus rooms, this home is nestled in one of Round Rock’s most desirable neighborhoods. The vibrant community offers exclusive access to a private, fully enclosed park—an ideal and secure space for children to play and families to gather. This home delivers exceptional size, value, and potential. Recent updates include starlink internet and brand-new architectural shingles and bronze-coated aluminum gutters, both installed on 04/18/2025. Plus, the new roof comes with a transferable warranty for added peace of mind. Inside, you’ll find a spacious open-concept layout with multiple flexible living and dining areas, perfect for entertaining or everyday living. The bonus rooms can easily adapt to your needs—whether you envision a home office, game room, playroom, home theater, or a cozy lounge to unwind. Modern smart home features add a layer of comfort, convenience, and security, including automated lighting, smart locks, a high-efficiency thermostat, overhead garage door controls, surveillance cameras, and an advanced security system with integrated fire/smoke alarms and water leak detection. Additional upgrades include a timer-operated sprinkler system and a full-home water softener. This home offers a wonderful opportunity to truly make it your own by adding new flooring and a fresh coat of paint. Ideally located just minutes from the 45 and 130 Tollways, Lake Pflugerville, and Stonehill Shopping Center, this property combines space, technology, and convenience in a prime location. Don’t miss the opportunity to make this spacious, tech-savvy home your own—schedule a private showing today!
Source: ACTRIS #6561273
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #6561273
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.