VA loan
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VA loan
$749,900 SIGNIN

Sign in to see required down payment for the 2.375% rate

19671 Beechcrest Pl, Estero, FL 33928

3 beds · 3 baths · 2,202 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Lakefront Marsala Model with Captivating Sunset Views Welcome to this beautifully appointed Marsala model home, perfectly positioned in the highly desirable community of The Place at Corkscrew. With its coveted southwest rear exposure, this lakefront property offers unforgettable sunset views that create the perfect backdrop for outdoor living. Enjoy the luxury of a private heated pool and spa, enclosed by a panoramic lanai screen and surrounded by an expansive outdoor entertaining space. Inside, the home is designed with modern elegance, featuring sleek tile flooring throughout and a bright, pristine white kitchen outfitted with top-tier appliances and a reverse osmosis water system. The layout includes three spacious bedrooms and a versatile den, ideal for a home office or additional sleeping area. The master suite is a true retreat with his and hers walk-in closets and a spa-like en-suite bathroom complete with an oversized shower and a luxurious soaking tub. Each of the additional bedrooms also features its own en-suite bath, offering both comfort and privacy for residents and guests. Living in The Place at Corkscrew means enjoying an unparalleled resort lifestyle. This vibrant, amenity-rich community features a spectacular resort-style pool with a 100-foot waterslide, cascading rock waterfalls, and a family-friendly splash pad. Residents can dine at the full-service on-site restaurant, relax with a drink at the Bourbon Bar, or grab a treat at the café and ice cream parlor. Wellness is also a priority, with a state-of-the-art fitness center, movement studio, and massage therapy rooms. Sports enthusiasts will appreciate the professional tennis courts, pickleball and bocce courts, as well as the basketball and beach volleyball areas. Families and pet owners will love the playground, dog park, and scenic fire pits, while the community’s gated entries and convenient trolley system enhance everyday ease and security. Ideally located just 7 miles from I-75, this home is also a short 15-minute drive from RSW Airport and Miromar Outlets, 25 minutes from Bonita Beach, and only 5 minutes from a newly opened Publix supermarket. In addition, this home offers the unique opportunity to assume a low-interest VA loan, making it not only a dream residence but also a smart financial investment.

Estimated
Seller's interest rate
2.375%
7%
Estimated
Monthly payment

$2,704
$3,713
You may also save up to $311,762 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,713 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
2.375%
Remaining term
25 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,704
Principal & interest
$1,640
Mortgage insurance
-
Property taxes
$383
Home insurance
$681
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,202 sqft
Lot size
0.2037 acres
Year built
2020
Type
Single Family Residence
HOA dues
$0.00

Source: FORTMYERS #225041088

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 25, 2025 09:17 am
Listing agent: Kevin Yankow (239) 450-1322
Listing provided courtesy of: Key Real Estate (239) 206-3467
Details provided by FORTMYERS and may not match the public record.
MLS ID: #225041088
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
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$2,704
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