1966 Woodcrest Rdg, Fort Walton Beach, FL 32547
3 beds · 3 baths · 1,763 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Seller to pay buyer's closing costs with an acceptable offer! Enjoy peace of mind with major updates already completed--metal roof (2018), HVAC (2022), and water heater (2022). This beautifully remodeled townhome offers the perfect blend of style, comfort, and convenience. Step inside to elegant wood-look tile flooring and a spacious open-concept layout that's bright, welcoming, and perfect for everyday living or entertaining. The remodeled kitchen is the centerpiece of the home, featuring a huge island, new stainless steel appliances, and plenty of space to gather with family and friends. The first-floor primary suite provides comfort and privacy, complete with a spa-like en-suite bathroom designed for relaxation. Outside, enjoy low-maintenance living with the HOA maintaining the yard and roof, giving you more time to relax and less time worrying about upkeep. New sod is scheduled to be installed in the backyard in April! Conveniently located near Eglin AFB, Hurlburt Field, and the hospital, this home is ideal for military members, medical professionals, or anyone looking to be close to work, shopping, and everyday essentials. Move-in ready and thoughtfully upgraded throughout, this townhome is a must-see. Schedule your showing today!
Source: EMERALDCOAST #969237
Source: EMERALDCOAST #969237
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.