19630 GLENDALE LN, Parker, CO 80134
NO HOA! $10K in Seller Concessions! Introducing this charming and spacious 3 bed, 3 bath home that offers the perfect blend of comfort and style. As you walk in through the foyer, you will find a great entertaining area complete with a formal dining and sitting room that is separate from the kitchen area. Just past the entertainment area, you'll find a warm and inviting great room of kitchen, den, and breakfast bar with nook. In the den is a fireplace, creating the perfect cozy spot to relax with love ones or curl up with a book. French doors can be opened to enjoy the indoor/outdoor experience under the pergola. The kitchen boasts a gas stove & granite countertops. The primary suite is a true sanctuary- bathed in sunlight and large enough for king-sized furniture. The ensuite bathroom is spa-like with soaking tub, tile and glass shower and a double-sinked vanity with granite countertop. There are two more bedrooms and a full bath upstairs, making this home feel large. In addition to the above grade living space, there is a full-sized basement! You will have to see it to believe it! This property features a covered front porch and a spacious backyard with plenty of room for games, dining, & relaxing. What makes this farmhouse home complete? The "farmhouse pool"- a stock tank filled to the brim with cool water. Recent updates including a new roof, gutters, paint, & flooring within the last two years ensure that this home is not only beautiful, but also well-maintained & move-in ready. Ideally located for work, family, & fun. This home is only 20 minutes to DTC & 30 minutes to Denver. It's surrounded by parks and recreation- you're within 1 block of the Cherry Creek Trail, 1 mile of Salisbury Park, & 4 miles of the new Reuter Hess Reservoir and Incline. Within walking distance are great locally-owned restaurants- Poulette's Bake shop for a homemade croissant & latte, South Garden for Asian flair, and Antonio's for Italian cuisine. This one won't last
You may be able to put down less than the total down payment amount of $329,975 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6360710
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