19621 N Tamiami Trl Lot 36 # 36, North Fort Myers, FL 33903
2 beds · 2 baths · 1,468 sqft
Welcome to this beautifully updated 2-bedroom, 2-bath manufactured home, offering the perfect blend of comfort, convenience, and potential. Located in a quiet neighborhood with no age restrictions, this home is ideally situated near I-75, restaurants, shopping, and stunning beaches – making it a perfect choice for those who want easy access to everything! New Roof & Flooring – Enjoy the peace of mind that comes with recent upgrades, including a brand-new roof and modern flooring throughout. Full Screened Lanai Porch – Relax and unwind in the spacious screened-in lanai, perfect for enjoying your morning coffee or evening sunset. Fully Accessible – The home includes a full walking ramp built for easy access, ensuring it’s comfortable for everyone. Ample Storage – Two storage buildings provide plenty of room for tools, outdoor gear, or anything else you need to store. Room for a Pool – With plenty of space on the property, you have the opportunity to add a private pool, creating your own backyard oasis. Own the Land – Enjoy the benefits of owning the land, giving you added security and investment value. Quiet Neighborhood – Experience a serene atmosphere in a peaceful community, ideal for relaxation and comfortable living. Whether you’re downsizing, looking for a vacation home, or searching for your next great investment, this home has everything you need and more. Come see it today!
Source: FORTMYERS #225031044
Financials
Source: FORTMYERS #225031044
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.