19606 Morden Blush Dr, Lutz, FL 33558
4 beds · 2 baths · 2,291 sqft sqft
Beautiful home in Villarosa! This home includes almost 2300 sq. feet of living space and features 4 bedrooms, 2 baths, 3 car garage and an enclosed sunroom. A NEW roof was installed in 2023. As you enter thru the double glass inlay doors you will find an inviting open floor plan. The spacious great room has a vaulted ceiling and wood laminate flooring. There is also a separate dining room area. The updated kitchen features an eat in breakfast bar area, gas stovetop, stainless steel appliances, granite countertops, double wall pantry shelving and a dinette area for additional seating. The master suite has vaulted ceilings with a large walk-in closet and built in features, a master bath with double vanity, walk in shower, and sliding door with access to the sunroom. The 3 additional bedrooms offer a split bedroom plan for additional privacy and a full bath. A large sunroom overlooks the fenced yard with pavers and offers additional living space to use as a flex area. Villarosa is a highly sought after community with TOP RATED SCHOOLS. Some of the community amenities include, playground, tennis courts and open space. LOW HOA and NO CDDs! Located within minutes of Dale Mabry, the Veterans Expressway, restaurants, hospitals, stores, and more!
Source: STELLAR #tb8320532
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8320532
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8320532
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.