1960 Windward Oaks Ct, Kissimmee, FL 34746
4 beds · 3 baths · 2,678 sqft
Update -TAKE ADVANTAGE TODAY - PRICE HAS BEEN REDUCED... Schedule your appointment to view the totally beautifully updated property today... This Savonna Model has been recently updated to exceed your expectations. The 4-bedroom home overlooks a pond to give you the tranquil experience you are looking for from your back yard. Open the new triple wall of windows to let the sun and breeze in. Your custom kitchen overlooking the pond will inspire you to prepare gourmet foods. The new kitchen cabinets with soft closing drawers and crown molding reach to the ceiling, no above the cabinet dust! Leathered granite countertop adds to the luxury appeal of this kitchen. Beams across the ceiling made with poplar wood adds additional value to the home. Add to all these custom features a beautiful, oversized center kitchen island with a prep sink and Teppanyaki grill! Farmers sink, 2 lazy susans, gold finished hardware, touchless faucets, and more.... There's more....New windows have been installed throughout the house. Also New front and rear doors. New wood vinyl plank flooring throughout gives you the luxury of beautiful floors without the hassle of keeping them clean. The downstairs guest bath contains a floating counter vanity with storage and exposed piping below backsplash. Laundry room - waterfall countertop with cabinet storage and mudroom storage above counter sink. New AC - Infinity - special for controlling humidity. New fence in back yard with dog run. Oversized driveway with pavers around all trees. Oversized barbeque slab. Wardrobe closet, new custom master bath with free-standing tub and water access from wall, barn doors. Double sink countertop with touch mirrors. Built-in closet system in all bedrooms. Blue tooth speakers, nightlights, fans in each bathroom as well. New light fixtures. You won't be disappointed! All these features in the resort style living, gate guarded community of Bellalago. Amenities are included in HOA fees. Whether you choose to go fishing in Lake Toho, participate in a fitness or social activity, eat a meal at one of our local restaurants, live close to Disney parks, shopping... Bellalago and this home welcomes you to this Florida community!
Source: STELLAR #s5100269
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5100269
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5100269
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.