196 Wolf Creek Rd, Jenkinsburg, GA 30234
5 beds · 3 baths · 3,208 sqft
Get a free consultation call with an expert in the mortgage assumption process.
COUNTRY LIVING AT IT'S BEST!! Located between McDonough, Locust Grove, and Jackson, this hidden gem offers the peace and quiet of country living with all the conveniences of town-life just minutes away. The 360-foot private driveway leads to the lovely 5-bedroom, 3 bath home on over 2.5 acres. The rocking chair front porch makes a beautiful welcome or a spot for your morning coffee. The foyer entry leads to the spacious living room which features a rustic accent wall and a fireplace with stone surround. The country kitchen boasts tons of cabinets and lots of counter space with granite countertops. There is a spot at one end of the kitchen that could be a cozy coffee bar or reading nook. Off of the kitchen and living room is a separate dining room with an entire wall of gorgeous built-in bookshelves! The laundry room, off of the kitchen, has cabinets for extra storage. Also on the main floor, you'll find a generous primary bedroom with en suite bathroom, two secondary bedrooms, and another full bath. In the full, finished basement, there are two bedrooms, a full bath, and another living area that would make a great playroom, man cave, gym, or anything else your family could need. The backyard offers so much room for family fun and hobbies! Directly off of the screened back porch is the in-ground saltwater pool, complete with a covered area that's perfect for storing your outdoor toys, games, and pool equipment, or even a bar! Inside the fenced area is also a gazebo with a fish pond. The fish pond could be converted to a fire pit, if desired. Two outbuildings and a pole barn offer ample space for storage, livestock, and a workshop, all within easy walking distance of the back door. Schedule your showing today!!
Source: GAMLS #10443296
Source: GAMLS #10443296
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.