1953 Floret Dr, Windsor, CO 80550
6 beds · 5 baths · 3,879 sqft
Welcome to this stunning 6-bedroom, 5-bath home in Windsor's coveted Raindance community, featuring an amazing assumable VA loan at just 2.99%! With a spacious and open-concept main floor, this home is perfect for both everyday living and entertaining. The bright living room, complete with a cozy gas fireplace, flows into the dining area, which opens to a deck with stunning mountain views to the west and north. The gourmet kitchen features granite countertops, stainless steel appliances, island, and a walk-in pantry. Upstairs, you’ll find a versatile loft space that’s perfect for a home office, play area, or additional living space. The luxurious primary suite includes a private en-suite bath and a spacious walk-in closet. The fully finished basement is an entertainer’s dream, with a custom dry bar, kids play gym complete with a climbing wall, rope swing, and playhouse. The basement also includes an additional 6th bedroom and full bath, making it perfect for a guest suite. Outside, enjoy front and back covered porches, beautiful landscaping, and a backyard oasis with custom-built decks (upper and lower), a hot tub with privacy fence, and a putting green. Thoughtfully designed pathways and seating areas complete the outdoor space, providing the perfect spots to relax and take in the views of the park, orchards, and greenbelt. Located across from a peaceful park and surrounded by orchards and greenbelt, this home offers incredible privacy and stunning views, including clear sights of Longs Peak from the upstairs loft. With upgraded lighting, custom paint, smart home technology, and high-end finishes throughout, this home truly stands out. Enjoy the neighborhood playgrounds, pumpkin patches, sunflower fields, and other fantastic local events. As a resident, you’ll enjoy discounts to the Raindance River Resort and Raindance National Golf Course. Plus, you’ll enjoy being close to local favorites such as Blue Arena, The Ranch Events Complex, breweries, and Centerra Mall!
Source: RECO #9081611
Financials
Source: RECO #9081611
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.
The information contained in this publication is subject to change without notice. METROLIST, INC., DBA RECOLORADO MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. METROLIST, INC., DBA RECOLORADO SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.
PUBLISHER'S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
METROLIST, INC., DBA RECOLORADO will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.