195 Autumn Ridge Ct, Brunswick, GA 31525
4 beds · - baths · sqft
Welcome to this beautiful 2060 sq ft, four bedroom, 2.5 bathroom home on a cul-de-sac. This home was designed with both functionality and comfort in mind. The wide welcoming foyer leads you into the living room featuring a cathedral ceiling and cozy gas fireplace, perfect for entertaining or relaxing. The kitchen offers ample cabinetry, a breakfast bar, a generous dining area, and two pantrys for an abundance of storage. The split-bedroom floor plan provides privacy, with the spacious primary suite and a versatile office with built in desk/shelves (4th bedroom) on one side. The primary suite boasts a large walk-in closet with a built-in safe, a Jacuzzi tub, and a separate shower. The remaining two bedrooms and a full bath are located on the opposite side of the home. Additional highlights include a convenient laundry room with extra cabinet storage, a sunroom to enjoy that morning cup of coffee, to read a book or just to relax. Outside you will find a private fenced backyard featuring a 15x18 screened gazebo with power and water, perfect for entertaining, that backs up to a wooded green space for extra privacy, and a hidden 12x22 cement parking pad for your boat, discreetly tucked behind a fence on the side of the home. The double driveway with an additional parking pad provides plenty of space for vehicles. Located in a community with amenities for everyone, including a pool, playground, and clubhouse with an exercise room! This home offers the perfect blend of comfort, convenience, and privacy. Don't miss out on this exceptional home!
Source: GAMLS #10428924
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10428924
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10428924
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