1941 Fox Fire St, Highlands Ranch, CO 80129
3 beds · 3 baths · 2,001 sqft
Get a free consultation call with an expert in the mortgage assumption process.
OPEN HOUSE SUNDAY MAY 4th 11-1! COME AND TOUR THIS BEAUTIFUL HOME! Introducing this beautifully maintained single-family home nestled in the heart of Highlands Ranch. You will love this prime location within walking distance to shopping, entertianment, and dining. This 3-bedroom, 3-bathroom home offers a warm and inviting atmosphere with spacious, open-concept living that is perfect for entertaining year round. Step into the bright and airy living room featuring vaulted ceilings. The living room blends in with the large dining room. The updated kitchen is spacious and blends seamlessly into the family room and back yard. The family room with its impressive vaulted ceilings, towering windows and gas fireplace is the perfect place to relax. Upstairs, the generous primary suite is a true retreat, complete with a luxurious 5-piece ensuite bath and ample closet space. The upstairs is complete with an additional 2-bedrooms and full bathroom. The fully finished basement offers additional living space, ideal for a media room, home office, or fitness area. Outside, enjoy Colorado’s beautiful seasons from your private backyard oasis. Relax in the hot tub just off the large deck, or host guests on the stamped concrete patio surrounded by mature landscaping. The covered front porch is perfectly positioned to catch those stunning West-facing sunsets and adds the perfect charm to this move-in-ready home. Don’t miss your chance to own a slice of comfort and convenience in one of Highlands Ranch most desirable neighborhoods. Enjoy all of the ammenities Highlands Ranch has to offer which includes access to multiple fitness/rec centers, tennis courts, walking/hiking trails, sports fields, pools, and so much more. You will love the active lifestyle and comforts this home offers. This home also includes owned solar (2022), new interior paint, radon system, heated gutters, hot tub, and spacious 2 car attached garage with storage. Cement Tile Roof - Insurance discounts may apply.
Source: RECO #5884152
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #5884152
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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