19382 Dunraven St, Parker, CO 80134
6 beds · 5 baths · 4,001 sqft
Get a free consultation call with an expert in the mortgage assumption process.
ASSUMABLE VA LOAN AT 3.99% This is a must see beautiful 6 bed/ 5 bath home with an amazing finished basement. There is plenty of room to spread out in this home. Enter into the home with hardwood floors on the entire main level. Formal dining room greets you as you walk into your spacious kitchen. The kitchen includes granite countertops, huge island, refrigerator, microwave, gas stove, double oven and well appointed pantry. Continue into your open and inviting family room that allows access to your backyard oasis. Trex deck and power awning, fully fenced and window well covers ensure you have all the comforts you need outside. Continue on the main level to your main floor primary bedroom with coffered ceilings, 5 piece primary bathroom with walk in closet and access to the laundry right from the bathroom. 2 car garage entrance and powder bathroom round off this main level. Upstairs you will find an enormous loft, full bathroom and 3 secondary bedrooms. One of the secondary bedrooms has an ensuite bathroom. The basement was finished with multigenerational living in mind. With a kitchen, family room, full bathroom and 2 additional bedrooms, there is room for everyone! Plenty of storage, whole home humidifier, brand new 50 gallon hot water heater (2024) and radon mitigation is already in place. The home in equipped with bottom up/top down blinds to allow the natural light in and keep your privacy. Only minutes from Downtown Parker and shopping makes this home extremely convenient. Low HOA $88 monthly, gun safe in the basement is included, all appliances included and option for assumable VA Loan at 3.99%
Source: RECO #6803087
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #6803087
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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