1934 Mesic Hammock Way, Venice, FL 34292
4 beds · 3 baths · 2,260 sqft sqft
NO damage / flooding from recent storm Helene! NEW ROOF 2024, NEW HURRICANE IMPACT WINDOWS AND SLIDERS 2024.....Welcome to your move-in-ready pool home with many upgrades and freshly redone! No other home is available for purchase in STONEYBROOK AT VENICE with such great peace of mind!! This remarkable 4 bedroom, 3 bathroom residence, complete with heated pool and spa has over $120,000 in upgrades! NEW LVP flooring w/o transition strips throughout the entire house 2024, NEW PAINT 2024, NEW elevated toilets 2024 and a full house water softener system add to the homes comfort and convenience. With an expansive and airy layout, complemented by 9 ft ceilings with crown molding and 5.25 inch base trim, creating an elegant and modern aesthetic. Stylish new light fixtures and neutral colors, this residence offers 2,260 square feet of living space. The primary bedroom offers a spacious walk-in closet, en-suite bathroom, granite counters, tub, and a step-in shower. Bedrooms 2 and 3 are the perfect size with bathroom tastefully appointed with granite counters and designer accents. Bedroom 4 can be the perfect in law suite offering an en-suite bathroom, and of course any of the bedrooms can turn into a home office as well. You will appreciate the inviting kitchen with plenty of granite counter space to prep all meals and bake up a storm, center granite island, breakfast nook, stainless appliances, plenty of cabinets and pantry. Step outside through your impact sliding doors to the expansive covered lanai with heated pool and spa. A perfect setting for relaxation, entertaining and enjoyment. Spacious 3-car garage with ample storage room. STONEYBROOK AT VENICE is amenity rich offering a resort-style community pool, fitness center, clubhouse with event room and kitchen, tennis & pickleball courts, basketball, baseball field, playground, pavilion with grills, movie theater, food truck events, nature trails and so much more. All of this with very low association dues. Only 5 miles from Wellen Downtown which is the new waterfront upscale hotspot for dining, shopping, evening concerts, farmers market, kayaking, yoga and includes the new Atlanta Braves Stadium offering events, fireworks, tiki lounge in addition to baseball. Close to the newly built Sarasota Memorial Hospital and Sarasota County's A-rated schools. Just a few miles from the pristine beaches of the Gulf of Mexico and Venice Maine Street and a short drive to Siesta Key, Tampa, Orlando or Naples. Southwest Florida offers great weather, world class golf, fishing, boating, arts, beachfront dining and something for everyone. Schedule your showing today!! --
Source: STELLAR #a4611873
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4611873
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4611873