19301 Caymus Dr, Pflugerville, TX 78660
3 beds · 2 baths · 1,200 sqft
Beautiful Customized Home with Backyard Oasis in Vine Creek Welcome Home! This beautifully customized residence offers a stunning backyard oasis and an array of modern features that promise comfort and convenience. Interior Features: • Luxury Vinyl Plank flooring in all living areas, kitchen, and bathrooms. • Cozy carpet in all bedrooms. • Remote-controlled ceiling fans in the living room and master bedroom. • Smart home features including 3 Ring Cameras positioned in the backyard, driveway, and front door. Exterior and Lot Features: • Situated on a desirable corner block. • Outdoor blind on the patio for added privacy and shade. • Two beautiful oak trees planted in the backyard. • Motorized garage door with 2 openers and app-enabled functionality for easy access. Community Amenities: • Pool • Volleyball court • Basketball ring • Park/playscape Location Highlights: • Located in the sought-after Vine Creek community. • Just 3 miles to Lake Pflugerville. • Only 11 miles from the new Samsung Factory. • A convenient 22 miles to the Tesla Factory. • Close to Stone Hill Town Center: Stone Hill Town Center Don’t miss out on this fantastic opportunity to own a home that combines beauty , functionality, and an ideal location! Contact us today to schedule a viewing.
Source: ACTRIS #2739057
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #2739057
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2739057
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.