19301 CAYMUS DR, Pflugerville, TX 78660
Beautiful Customized Home with Backyard Oasis in Vine Creek Welcome Home! This beautifully customized residence offers a stunning backyard oasis and an array of modern features that promise comfort and convenience. Interior Features: • Luxury Vinyl Plank flooring in all living areas, kitchen, and bathrooms. • Cozy carpet in all bedrooms. • Remote-controlled ceiling fans in the living room and master bedroom. • Smart home features including 3 Ring Cameras positioned in the backyard, driveway, and front door. Exterior and Lot Features: • Situated on a desirable corner block. • Outdoor blind on the patio for added privacy and shade. • Two beautiful oak trees planted in the backyard. • Motorized garage door with 2 openers and app-enabled functionality for easy access. Community Amenities: • Pool • Volleyball court • Basketball ring • Park/playscape Location Highlights: • Located in the sought-after Vine Creek community. • Just 3 miles to Lake Pflugerville. • Only 11 miles from the new Samsung Factory. • A convenient 22 miles to the Tesla Factory. • Close to Stone Hill Town Center: Stone Hill Town Center Don’t miss out on this fantastic opportunity to own a home that combines beauty , functionality, and an ideal location! Contact us today to schedule a viewing.
You may be able to put down less than the total down payment amount of $104,769 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #2739057