1929 SE 21st Ter, Cape Coral, FL 33990
3 beds · 3 baths · 1,950 sqft
If you are looking for a pretty unique 2 story waterfront home with an intersection waterview in a good location? Then you must see this Carribian style beauty that has a lot to offer. - Perfect location to experience the REAL Florida lifestyle with gorgeous waterview from almost every room. - It starts when you step out of your home onto your incredible patio and pool deck to enjoy and relax in the pool or in the heated spa that is surrounded by stamped concrete decking and mature landscaping. - Or spend some time in your tropical garden with two small ponds & a private gazebo that invites you to spend quality time in nature. - Or relax on the wooden sundeck down on the canal and spend some time in privacy. - creating your own hideaway place that invites you to dream – Really enjoy the very special waterfront and intersection waterview that you will experience on the upstairs balcony. THAT is something hard to get in this price range and with this good location in a very nice residential neighborhood. - This home is designed in European/Mediterranean style & offers a real wood kitchen. This 1950 Sq-ft Beautiful two stories Waterfront Home with Tropical Garden & Boat Dock/Gulf access in Four Mile Cove on an oversize two-lot corner property has quick access to the gulf, to I-75 and the beaches, close to shopping and dining.This home is located at the end of a quiet cul-de-sac with no thru traffic! 3 Bedrooms, 2,5 bathrooms & roomy oversized 2 car garage (with washer/dryer). Larges tiles downstairs, and wood laminate flooring upstairs. This roundhouse offers roomy shed(s) and has a newer AC-fan-compressor unit. It offers an oversize Double door fridge and freezer. It is equipped with a Corner boat dock with cement and tile picnic table & no direct neighbor view left & right, to enjoy your private sunsets on a wide Gulf of Mexico access canal. Sun yourself on the waterside sun deck or next to your private swimming pool. This home features: Living room, kitchen with Dining area, and 3 large sized bedrooms. Your new home is located in a nice and popular area of town, close to nature (Four Mile Cove Park with Kayak renting). Being sold ASIS, yes it needs some TLC outside and especially in the yard after hurricanes IAN and Milton. But it's ready for you to move in and start enjoying the Florida lifestyle immediately. New roof & screens done after Ian. Call to schedule your private tour, we will answer the phone!
Source: NABOR #224099477
Financials
Source: NABOR #224099477
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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