19271 Good Life Vw, Peyton, CO 80831
4 beds · 3 baths · 2,946 sqft
Welcome to this 2020 master-built ranch-style home nestled in Stagecoach Ranch, set on a sprawling 36 acres & 15 minutes from Schriever Airforce base & 20 minutes from all shopping! The property has a newly constructed 2021 36x36 barn with 12x12 stalls, catering to both comfort and functionality. The exterior charm of the residence and breathtaking views create an enchanting atmosphere. Step inside to experience the tranquility, where inviting warmth, abundant natural light, and an open layout redefine the meaning of home.The heart of this home provides comfort,showcasing an oversized open kitchen seamlessly connecting to the dining room and living room adorned with a cozy gas fireplace. Granite countertops, a double oven, private pantry, gas stove top,and stainless steel appliances elevate the culinary experience.The expansive island, ideal for gatherings, complements the double sliding glass doors leading to a covered concrete patio. Revel in the scenic Rocky Mountain range views, creating the perfect backdrop for memorable sunset evenings. The front of the home hosts the first bedroom adjacent to a full-size bathroom. Beyond the living room lies the generously sized 5-piece master bedroom, featuring double sinks, a soaker tub, standing shower, and a spacious walk-in closet.Descend to the lower level to discover a vast family room, two additional bedrooms, and another full-size bathroom.The utility room offers ample space for extra storage, ensuring functionality throughout this thoughtfully designed ranch-style residence.Completing the convenience factor, a 3-car garage seamlessly enters into the practical laundry/mud room, providing a easy transition between outdoor and indoor spaces for added functionality.This property is a true gem, poised to captivate your heart with its harmonious blend of charm, functionality, and breathtaking surroundings!
Source: PPMLS #9156212
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #9156212
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9156212
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.