1927 Gregory Dr, Tampa, FL 33613
4 beds · 3 baths · 1,324 sqft
Under contract-accepting backup offers. This charming, move-in-ready home with Multifamily Potential is the perfect choice for first-time homeowners or investors home!! This block home features a NEW 2024 HVAC and a wonderful floor plan! As you enter through the front door you enter into the spacious dining room/ living room combo with a fireplace. This property features an open floor plan with beautiful wood cabinets, granite countertops all with soft close hardware, stainless-steel appliances. In addition, the primary suite is a good size; the bedrooms feature wood-style flooring, ceiling fans, and built-in storage/shelves inside the closets. Fresh interior and exterior paint, The master bedroom features plenty of closet space and an en-suite bathroom. Three additional bedrooms and two full bathrooms provide plenty of space for everyone to spread out. Also, a large backyard perfect for entertaining, gardening, or relaxing. Prime Location – Close to top schools, shopping, dining, and major highways for an easy commute. Don’t miss this incredible opportunity make this home yours today!
Source: STELLAR #TB8369815
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8369815
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.