1925 Scarlett Ave, North Port, FL 34289
2 beds · 2 baths · 1,448 sqft
Welcome to The Carriage Homes of Lakeside Plantation. A vibrant neighborhood within a community with it’s own private heated pool and cabana just steps away from your front door. This impeccably kept attached single is where serenity and convenience meet. Nestled in a private wooded lot that also has a lake view, sits a 2-bedroom, 2-bath home with a den/flex room and a Florida room/lanai. A uniquely private home for this community. Other available homes walk out and look out to the home next door. This home only views nature’s beauty. No neighbors in view! Privacy cannot be added! This one has it and the others do not. You and your guests will have plenty of room and privacy too in this split open floorplan. Welcoming light filters in throughout the home. An attached 2 car garage and parking for two on the driveway allows for guests or company. There are so many upgrades. 2024 upgrades include some windows, custom blinds, new roof, exterior paint. 2023 upgrades include whole house water treatment system, reverse osmosis in kitchen, whole house water filtration system. 2022 includes a new BathFitter walk-in shower in the guest bath, updated garage door and opener, garage interior was painted and keyless entry was installed. 2021 new fixtures, fans, lighting and interior painted, all major appliances including the AC, air handler and water heater. The list goes on, too many upgrades to mention here! Be sure to request the complete list of upgrades. And don’t forget to check out the interactive 360walk-through! You will be amazed by the incredible value in this home. There is not another Carriage Home like this one on the market and it doesn’t end there. It is just a short walk away to Lakeside Plantations’ resort style pool and spa, clubhouse, game room, library, dance floor, gym, courts and playground. There are miles of sidewalks to walk and enjoy this scenic community with multiple lakes and preserves. So, what are you waiting for? Make your appointment now to view your dream home.
Source: STELLAR #n6135538
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #n6135538
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #n6135538
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.