1925 Greenbriar Hall Rd, Dumfries, VA 22026
4 beds · 4 baths · 2,760 sqft
Stunning 4-level brick-front townhome in the highly sought-after Potomac Shores community offering 4 spacious bedrooms, 2 full and 2 half bathrooms, a 2-car garage, and a private rooftop terrace perfect for entertaining or relaxing under the stars. Upon entry, you’re welcomed by a formal living room with a custom electric fireplace. Toward the back, you'll find access to the finished 2-car garage with openers and a 2-car driveway for additional parking. The main level boasts beautiful hardwood floors throughout and a gourmet kitchen featuring Level 4 custom espresso cabinets, satin nickel hardware, ceramic tile backsplash, deep wide sink with pull-down sprayer, pendant lighting, oversized center island, custom range hood, wall oven, and stainless steel appliances. The adjacent family room includes a custom stone accent wall with a second electric fireplace, recessed lighting, and crown molding. The open dining area is highlighted by a stylish chandelier, while the living room opens to a balcony offering a breath of fresh air. Custom blinds enhance the elegance throughout the home. The bedroom level features three generous bedrooms and two full bathrooms. The luxurious owner’s suite includes crown molding, a custom ceiling fan, his and hers walk-in closets, and double vanities and a standing shower with built-in bench seating. The top floor presents a versatile bonus suite with rough-in for a wet bar and access to the private rooftop terrace complete with a gas line—ideal for grilling or enjoying the panoramic views. Additional high-end upgrades include an oak staircase with iron railings, LED lighting, and an enhanced wiring package. The $200/month HOA fee covers high-speed internet, trash service, and access to Potomac Shores’ unmatched amenities. This vibrant community offers a Jack Nicklaus-designed public golf course, clubhouse with dining and cocktails, over 9 miles of trails, a kayak launch, community garden, state-of-the-art Fitness Barn with gym, yoga, and pool, and the Social Barn for events and clubs. Schools within the community include Covington-Harper Elementary (opened 2017), Potomac Shores Middle School (opened 2021), and nearby John Paul the Great Catholic High School and the Ali Krieger Sports Complex. Future plans include a town center and a VRE (Virginia Railway Express) station. Located just 8 miles from Quantico and within 5 minutes of I-95 Express Lanes, this home also offers convenient commuting options to Fort Belvoir and the Pentagon via car, PRTC bus, slug lines, or VRE. With its luxury finishes, prime location, and unmatched community amenities, this home offers a truly exceptional lifestyle.
Source: BRIGHT #VAPW2091052
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2091052
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
