1924 Crestview Dr, Plainfield, IL 60586
4 beds · 3 baths · 3,116 sqft
This is a Diamond!!! Don't miss out on this incredible home in the Plainfield South High School district located behind the house. This fantastic home offers a bright and open floor plan with an abundance of natural light. If you enjoy cooking, then this home is perfect for you, featuring a large kitchen with plenty of counter space and cabinets, stainless steel appliances, and an oversized eating area. Large gatherings will be no problem as there will be plenty of room for guests in the expansive family room or spacious living room adjacent to the kitchen. If you love the outdoors, then backyard with a beautiful deck, plenty of room for games and entertainment, 4 total bedrooms posible 5 so when it is time to relax, retire to your master suite with private bath and enormous 2 walk-in closet if you need extra space, then there are 3 additional large bedrooms, a loft that can easily be converted into den or study and a office that can be converted to another bedroom if you need more bedrooms. The large basement is perfect for storage or your finishing touches to expand your living area. The furnace and air conditioner are almost new. This wonderful home is conveniently located near the downtown area, schools, stores, restaurants, nature preserves and the interstate. The attached garage offers parking for two vehicles. Don't miss your opportunity to make this charming property your own! Schedule a viewing today and envision a lifestyle of comfort, convenience, and community This house is truly a beauty updated with wood for throughout the whole house no carpet, beautiful porcelain floors on the first floor, kitchen and what can be a office or extra bedroom, beautiful, metal, big staircase, high ceilings, a beautiful loft overlooking the beautiful first floor , on the second floor house has four large bedrooms, big master suite with two large walk-in closets his and hers a big master bathroom with standup shower and tub , stainless steel appliance, a beautiful deck in the back , this house has a huge family room for entertaining is perfect outside it has fruit trees, pear, tree, peach tree, apple trees, Cherry tree close to downtown Plainfield, Plainfield high South is right in the backyard Charles read elementary is only five minutes away for elementary students, clubland clubhouse or you can enjoy the pool and Gym it's only a 10 minute walk and a three minute drive . HOUSE WILL SHOW ON SATURDAY 11/02/24 and SUNDAY 11/03/2024 FROM 1pm to 3pm
Source: MRED #12189056
Interest rate and monthly payment estimated based on public records.
Source: MRED #12189056
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #12189056
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