1924 Cliffbrake Way, Georgetown, TX 78626
3 beds · 2 baths · 1,433 sqft sqft
Welcome to your dream home in the heart of Georgetown! This meticulously maintained 3-bedroom, 2-bath residence, built in 2018 and still under the builder’s warranty, offers the perfect blend of modern comfort and organic charm, all on one convenient level. Step inside to discover a spacious, open-concept layout filled with natural light. The inviting living room features stunning accent walls and elegant beams, creating a warm atmosphere for both relaxation and entertainment. The heart of the home is the expansive kitchen, equipped with gas cooking, beautiful granite counters, a central island, and 42-inch cabinets, providing ample storage and workspace for culinary adventures. The upgrades throughout the home enhance its appeal, including stylish lighting fixtures in the dining area and both bathrooms, as well as upgraded faucets and cabinet hardware. You’ll appreciate the thoughtful additions like cabinets in the laundry room and upper shelves in the primary closet, providing practical storage solutions. The outdoor space is equally impressive, featuring an extended patio with an added cover, perfect for outdoor dining or lounging. Enjoy the beautifully landscaped front and back yards, complete with ambient fence lighting that creates a serene atmosphere in the evenings. Located in a super convenient commuter location, this home makes daily travels a breeze while being just moments away from local shops, restaurants, and parks. Don’t miss the chance to make this stunning Georgetown home yours! With its modern amenities, elegant upgrades, and prime location, it’s truly a gem waiting for you to call it home. Schedule a showing today and experience all that this fantastic property has to offer!
Source: ACTRIS #4734947
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #4734947
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4734947
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.