192 Blue Marlin Dr, Oldsmar, FL 34677
2 beds · 2 baths · 1,274 sqft
PRICED TO SELL!!! COME SEE THIS TREASURE IN OLDSMAR! NESTLED IN THE HEART OF GULL-AIRE VILLAGE. A RESIDENT OWNED, GOLF CART FRIENDLY, PET FRIENDLY, 55+ COMMUNITY AT THE TOP OF TAMPA BAY. AND THE MONTHLY HOA IS UNBELIEVABLY AFFORDABLE AT JUST A MERE $50 PER MONTH! THIS HOME BOASTS NOT ONLY THE ORIGINAL SQUARE FOOTAGE BUT AN ADDED BONUS ROOM FOR NEARLY 1500 SQUARE FEET OF AIR CONDITIONED/HEATED LIVING SPACE! THIS FEATURE GIVES THE PROPERTY SO MUCH MORE COMFORT, RELAXATION AND VERSATILITY. THERE IS A LOVELY, SPACIOUS KITCHEN AND DINING ROOM. THE PRIMARY BEDROOM HAS EN SUITE BATHROOM/WALK IN CLOSET, AND THE GUEST ROOM NEED NOT FEEL DEPRIVED DUE TO ITS GENEROUS SPACE AND WALK IN CLOSET AS WELL. ORIGINAL FLOORBOARDS WERE REPLACED WITH PLYWOOD IN MAIN HOME IN 2015 AND IN BEDROOMS IN 2017. LUXURY VINYL WAS THEN LAID DOWN, SHOWCASING THE TLC THE SELLER HAS GIVEN TO THIS HOME. OPTIONS FOR FUN IN THE COMMUNITY INCLUDE THE COMMUNITY POOL, HOT TUB, SHUFFLEBOARD, BOCCE BALL, VISITING THE NEIGHBORS IN THE GOLF CART, WALKING THE DOG, OR ATTENDING ONE OF THE MANY EVENTS OR GATHERINGS IN THE GULL-AIRE CLUBHOUSE. AND THAT'S ALL ON THE PROPERTY. JUST CROSS THE STREET AND YOU CAN GO SHOPPING, SEE A MOVIE, OR GO OUT TO LUNCH OR DINNER. OLDSMAR IS ALSO HOME TO MANY PARKS AND THE TARPON OUTFALL CANAL IS RIGHT NEXT TO IT WITH A WALKING PATH THAT MANY ENJOY. JUST A SHORT DRIVE WEST HAS PINELLAS AWARD WINNING BEACHES (HONEYMOON ISLAND, CALADESI ISLAND, AND CLEARWATER BEACH). COME SEE THIS HOME TODAY AND MAKE IT YOURS! YOU WILL NOT JUST BE BUYING A HOME BUT A WONDERFUL FLORIDA LIFESTYLE!
Source: STELLAR #u8253897
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8253897
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8253897
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.