19171 Aviation Ct, Port Charlotte, FL 33948
4 beds · 3 baths · 2,954 sqft
Charming waterfront home that combines modern comfort with serene outdoor living. This Sailboat Waterfront (Direct Access, NO Bridges) pool home is located on the Manchester Waterway with the pool facing south towards the State Conservation Lands, lined with mangroves for scenic views and privacy. Outdoors, you’ll find a heated black-bottom pool on a large screened lanai, ideal for relaxing or entertaining. The pool area features a paver stone deck and a convenient half bath. Inside, the home has been updated from its original model with fresh interior/exterior paint (2023), a modern kitchen that includes granite countertops and soft-close wood cabinetry, as well as ceramic tile and luxury vinyl flooring throughout. Practical features like a metal roof with radiant barrier, storm protection windows installed in 2021, newer sprinkler system and a whole-house water softener make this home as functional as it is beautiful. For boating enthusiasts, the newer 30'x 8' composite dock with a framed 10,000-pound lift, equipped with water and electricity, adds extra convenience. The property also offers an 80-foot seawall, providing direct access to Charlotte Harbor. Whether you're an avid boater or just enjoy the view, this home offers the ultimate waterfront lifestyle. This desirable location, is within close proximity to local beaches and waterways, dining, and shopping. Enjoy easy access to public parks, boat ramps, Charlotte Harbor, the Peace and Myakka Rivers, and the Gulf of Mexico. This property offers a rare combination of waterfront living and modern amenities in one of Florida’s most desirable areas. No damage from recent storms.
Source: STELLAR #C7505801
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #C7505801
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.