19171 Aviation Ct, Port Charlotte, FL 33948
4 beds · 3 baths · 2,158 sqft
**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING – Port Charlotte Sailboat Waterfront (No Bridges)! The Sellers have flood insurance which they will work in assigning to the new owners. Property had no damage from Hurricane Helene. Situated on a 10,000 square-foot lot with 80 feet of seawall along the sailboat-accessible Manchester Waterway, with quick and direct access to Charlotte Harbor and beyond, is where you’ll find this four-bedroom, two-and-a-half-bath pool home. Enjoy the privacy of a southern view from your lanai looking towards Hog Island. Built by these original owners in 1991, this residence is comprised of approximately 2200 square feet of air-conditioned living space and has been updated with neutral paint tones and a mix of ceramic tile and luxury vinyl flooring. Updates since 2005 include the large open kitchen with ample granite counters, soft-closing wood cabinetry, full window storm protection (2021) and a heated black bottom pool within the waterfront screened enclosure having a southern exposure. This outdoor oasis measures 1010~ square feet in size, 263~ feet of which is an under-roof lanai that is accessible from the living room, family room and primary bedroom through pocket sliders. This area, with its paver-stone decking, also enjoys a half-bath and a great view. Other features include a metal roof with radiant barrier, a whole-house water-softening system, a refreshed pool surface (2014), a yard sprinkler system (2023) and fresh exterior paint (2023). The waterfront has a newer seawall (2013) and sports a newer 30’x8’ composite dock with a covered-framed 10,000-pound lift and water & electrical services. From this address, you are 4.4 miles from shopping and 7.8 miles from historic downtown Punta Gorda. Great space in a great location - walk through now by clicking on the attached interactive 3D VIRTUAL TOUR!
Source: STELLAR #c7494020
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7494020
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7494020
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.