1916 S Farm Rd, Deland, FL 32720
3 beds · 3 baths · 2,878 sqft
Discover this stunning custom home set on nearly 3 acres, offering a peaceful retreat with breathtaking views of nature and abundant wildlife in Deland in the the desirable Glenwood area. As you approach, you'll be welcomed by a spacious three-car garage, a large driveway, and beautifully maintained landscaping. The grand double door entry opens into an elegant living room and formal dining area, adorned with tray ceilings that enhance the sense of space and luxury. Through triple-sliding glass doors, you can enjoy picturesque views of the pool. The kitchen is a chef’s paradise, featuring 42” cabinets, stainless-steel appliances, and a conduction cooktop. With double ovens and a spacious island for meal prep, it’s perfect for entertaining or honing your culinary skills. An abundance of counter space, including a dedicated coffee nook, adds to the kitchen's functionality. Adjacent to the kitchen, the family room boasts three large picture windows that provide natural light and an idyllic setting for observing the wildlife that frequents the backyard. The master suite is a serene escape, showcasing tray ceilings, a built-in dresser, and a generous walk-in closet. The luxurious en-suite bathroom features dual vanities, a large walk-in shower with multiple showerheads, and a relaxing garden tub—ideal for unwinding after a long day. Additionally, there’s a bonus room that can easily be transformed into a large fourth bedroom, complete with lovely views of the outdoors. The outdoor space is equally impressive, featuring a spacious screened patio with two ceiling fans, an outdoor propane kitchen with a sink, and a solar/propane heated pool and spa, making it feel like your own private resort. Modern amenities include a WiFi-enabled HVAC thermostat and smart pool controls, allowing you to manage your home effortlessly from any device. Surrounded by the sights and sounds of nature, including deer, turkeys, woodpeckers, and more, this home truly offers a unique living experience. This exceptional property is a must-see for anyone seeking a luxurious lifestyle intertwined with the beauty of the great outdoors.
Source: STELLAR #v4939234
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4939234
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4939234
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.