1916 Pine St, Huntington Beach, CA 92648
5 beds · 3 baths · 2,969 sqft
Stunning Modern Elegance: A Dream Home Awaits You in Huntington Beach Welcome to this meticulously renovated home, where modern elegance seamlessly blends with functionality and style. From the moment you arrive, you’ll be captivated by the newly redesigned outdoor living area—perfect for effortless entertaining and luxurious living. As you step through the front door, you’re greeted by a spacious, light-filled entry. To your left, a sophisticated living room with soaring beam ceilings and an abundance of natural light invites you to relax and unwind. The elegant fireplace adds a touch of warmth and style, making this space ideal for both entertaining and quiet moments. The home offers ample room for gatherings, including a large dining room with a wet bar, perfect for mixing drinks and serving guests. The dining room flows seamlessly into the kitchen and expansive newly renovated patio area, creating an ideal space for intimate dinners or lively parties. The kitchen is a chef’s dream, featuring a large island, JennAir stainless steel appliances, and a double oven, with plenty of natural light flooding the space. It opens onto both the outdoor living area and an additional small patio, merging indoor and outdoor living. The adjacent den provides a cozy second living space, complete with another fireplace and plenty of room to relax. Just off the den, you’ll find an oversized laundry room offering abundant storage and convenience. The downstairs bedroom, which can easily serve as a home office, is conveniently located next to a full bathroom that doubles as a powder room for guests. Upstairs, you’ll discover a truly luxurious main bedroom retreat. With high ceilings and a private deck, this serene space offers the perfect escape. Two walk-in closets provide plenty of storage, while the large en-suite bathroom features double vanities and a stunning walk-in shower with double shower heads—creating a spa-like experience right in your own home. Three additional bedrooms upstairs, one with its own walk-in closet, share a spacious bathroom with double sinks. Step outside onto the second-story deck, where you can unwind with a drink in hand and a good book, enjoying the perfect spot to end your day. The home also includes a finished three-car garage for plenty of storage, equipped with EV 220 charger so you’re ready to go. Don’t miss out on this Gem.
Source: CRMLS #OC25072940
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #OC25072940
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.