19156 Meadow Pine Dr, Tampa, FL 33647
4 beds · 3 baths · 2,095 sqft
This completely updated home has paid-off solar and sits in the amenity-rich gated community of The Preserve in West Meadows. The fantastic curb appeal includes a lush lawn and landscaped garden beds lining the walkway to the front landing. Inside the front door, you’ll find fresh paint, new porcelain tiles throughout (no carpets here!), modern fixtures, high ceilings and big windows that fill the space with natural light. Just off the foyer, there’s an isolated den/office that could become a fifth bedroom. Both the living & dining rooms are open to the beautiful kitchen, which anchors the rear of the floorplan. The kitchen features new quartz countertops, stainless appliances, a tile backsplash, a pantry, a dining nook and a breakfast bar with lots of seating. Just steps away, the screened-in lanai offers plenty of space to grill up dinner and entertain. The fenced-in backyard feels very private and the tall trees next door provide lots of shade. Back inside, the primary bedroom includes a massive spa-like ensuite with beautiful floor-to-ceiling tilework, a sleek free-standing soaking tub, a frameless glass shower, a W/C and his&her quartz-topped vanities. On the other side of the floorplan, two guest rooms share the updated bathroom with a new vanity and custom tilework. The fourth bedroom is adjacent to the third full bathroom, with all the same modern upgrades found throughout the rest of the home. This bathroom even offers direct access to the lanai. Don’t forget about the laundry/drop zone at the entrance of the 2-car garage (with a Tesla Powerwall + 2 car chargers). Other upgrades include smart-home features, such as Nest alarms/cameras/thermostat, smart locks and device-controlled doors & sprinkler systems. The Preserve is zoned to great schools and offers residents amenities like a clubhouse, a fitness center, Olympic & resort-style pools (with a waterslide), a splash pad, lighted basketball/volleyball/tennis courts, playgrounds, sports fields, picnic pavilions, biking paths and more. You’ll be just 5 mins from Publix and all the shopping & dining at New Tampa Center, and you can hop on I-75 in no time at all. Only about half an hour to downtown Tampa & the airport!
Source: STELLAR #tb8326863
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8326863
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8326863
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.