1915 Willow Wood Dr, Kissimmee, FL 34746
3 beds · 2 baths · 1,902 sqft
Welcome to your dream home – a beautifully updated property set on the esteemed Oaks National Golf Course. This spacious 3-bedroom, 2-bath residence is a sanctuary of style and comfort, offering serene pond and golf course views that provide the ultimate Florida lifestyle. Installed in October 2024, the brand-new architectural shingle roof promises both durability and aesthetics, giving you peace of mind for years to come. Step outside to your private oasis: a luxurious, pebble tech-finished pool with Mesa Pearl accents and upgraded tile work. This inviting space, surrounded by nature, overlooks the 12th hole and offers an unbeatable combination of tranquility and beauty. With no rear neighbors, you’ll enjoy lush greenery and pristine golf course views. From the moment you arrive, the slate walkway guides you to an 8-foot entry door that opens to a vaulted foyer. Inside, the open floor plan is illuminated with recessed lighting and enhanced by crown molding, tile, and engineered hardwood floors throughout, creating a seamless blend of elegance and warmth. At the heart of the home, the gourmet kitchen is a chef’s dream, featuring high-end stainless-steel appliances, including a double oven convection range, convection microwave, refrigerator, and dishwasher. With 42-inch upper cabinets, a center island with seating, and plenty of counter space, this kitchen is perfect for both cooking and entertaining. Your owner’s suite is a personal retreat designed with comfort in mind. Dual sinks, a jetted soaking tub, a separate walk-in shower, and two spacious closets complete the primary bath, offering an oasis for relaxation. This home also boasts an 18 SEER HVAC system and attic insulation with a remarkable R-value of 44, ensuring energy efficiency year-round. Additional perks include an epoxy-finished garage floor, a garage door with remote access, and a high-efficiency pool pump, all designed to make daily living seamless and eco-friendly. Mature landscaping welcomes you at both the front and back of the property, creating a peaceful and private ambiance. The lush plantings and trees add to the home’s curb appeal and provide additional privacy. Located in the highly desirable community of The Oaks, this home provides residents with access to a variety of amenities, including tennis courts (also lined for pickleball), a playground, and, of course, the breathtaking golf course right at your doorstep. Centrally positioned, The Oaks offers convenient access to shopping, dining, major theme parks, and all that Florida has to offer. Whether you're an avid golfer, a family looking for the perfect place to settle, or anyone seeking a home that balances luxury with convenience, this stunning property offers everything you need. Come experience the unique blend of elegance and relaxation that this beautiful home has to offer – it’s ready for you to move in and start making memories! Schedule your private showing today and see why this home is a true gem.
Source: STELLAR #o6255440
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6255440
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6255440
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.