1913 Westover Reserve Blvd, Windermere, FL 34786
4 beds · 3 baths · 2,656 sqft
Light, bright and move-in ready, this charming custom-built Windermere pool home is a must-see! Located in the highly desirable gated Windermere neighborhood of Westover Reserve, this coveted floor plan, featuring open entertaining areas, 4 bedrooms, and 3 baths, provides room for all! Tree-lined street, mature landscaping, shaded lot and NO REAR NEIGHBORS! Oversized tile entry, formal living room and separate family dining with large windows welcome you. Formal areas are accented with shiplap, wainscoting and chair rails. Open family room with wood-burning fireplace, built-ins and high ceilings provides a perfect spot for gatherings with French door access to the pool and private lanai. Fabulous chef's kitchen features top-of-the-line stainless appliances, gorgeous cabinets, a prep sink, and granite as well as a quaint breakfast area with large picture window overlooking the sparkling pool. Perfect primary suite, tucked away in the rear of the home, offers oversized bedroom and gigantic walk-in closet. Secondary bedrooms have direct bath access and storage. Property features that you expect from a custom home include: designer light fixtures; hardwood floors in all main living areas; wainscoting in the formal dining room; extensive crown molding; 2" wood plantation shutters and extensive storage. Gated neighbor with excellent amenities including tennis and playground. Just down the street from the BEST of Orlando-- Restaurant Row; world-class attractions; upscale shopping; and golf courses. Zoned for Thornebrooke Elementary, Gotha Middle and Olympia High School. This impeccably maintained and tastefully upgraded home is not to be missed!
Source: STELLAR #o6263447
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6263447
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6263447
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.