1913 Maplewood Dr, Glenn Heights, TX 75154
4 beds · 2 baths · 2,265 sqft
Get a free consultation call with an expert in the mortgage assumption process.
ASK ABOUT $4000 INCENTIVE! Welcome home to this beautifully maintained home that truly stands out from the rest—so immaculate, it feels brand new! From the moment you enter, the care and attention of every detail is clear. Featuring upgraded finishes and custom white cabinetry that flows seamlessly giving a clean, fresh look with timeless elegance. The heart of the home is the chef’s dream kitchen—fully equipped w an oversized Samsung refrigerator freezer, a state-of-the-art custom oven featuring two independent heating zones, a built-in air fryer, convection cooking, and even a bread proofing. Whether you love to cook or just love to entertain, this kitchen exceeds every expectation. The generously sized primary suite is a relaxing retreat, featuring an oversized en-suite bathroom complete w upgraded finishes. Ceiling fans throughout, enhancing comfort year round. Fixtures throughout are all upgraded and truly elevate the property. Stone wood burning fireplace is a beautiful centerpiece of the living area and adds that cozy touch to this home. With versatile space just as perfect for a home office, workout room, home theater room, or flex room as it is a bedroom, this home easily adapts to your lifestyle. Step outside to enjoy a covered backyard patio overlooking a generously sized fenced backyard—ideal for entertaining, play, or quiet moments. Gardening enthusiasts will appreciate the raised planting beds filled with herbs, roses, and a variety of fruit trees, offering a wonderful, outdoor oasis. Pool in neighborhood! This home combines pristine condition, thoughtful elevated upgrades, and warm, inviting spaces inside and out. Schedule your showing today; homes this meticulously cared for don’t come around often! Seller's Disclosure and Full Details on numerous extras included. Contact listing agent directly. Buyer should independently verify MUD and PID districts, school districts, flood zones, deed restrictions, dimensions, measurements, etc.
Source: NTREIS #20887361
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20887361
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.