1912 BONSER RD, Minneola, FL 34715
This exceptional 4-bedroom, 3-bath home, featuring a den, an amazing outdoor living space and a 3-car garage, is sure to impress. Nestled in the rolling hills of Minneola, FL, within the highly sought-after Ardmore Reserve community, it offers convenient access to Orlando—just 30 miles to the east—and is a short drive from the Florida Turnpike, making commutes and trips to amusement parks a breeze. Ideally located, you’ll be close to the community pool, playground, Minneola Charter School, and the community mailbox.This home is sure to impress, set on a 70 ft lot with NO REAR NEIGHBORS . As you approach, you’ll be welcomed by its striking curb appeal, featuring eco-friendly pavers, decorative curbing, a glass insert in the front door, and lovely landscaping. Inside, you'll find a private office or den with double glass French doors. The foyer showcases custom decorative wood trim, and the elegant dining room boasts chair rails and a tray ceiling with intricate custom woodwork. The open-concept living area is perfect for both cozy nights in and entertaining guests, ensuring this home meets all your needs.The home boasts an impressive open floor plan with a spacious kitchen featuring a stunning quartz countertop, stainless steel appliances, pendant lights, expresso cabinets , and an oversized island that overlooks a combined living room and café area. What sets this home apart is the striking is the large coffered ceiling in the family cafe area that is adorned with custom decorative woodwork. .Whether you’re in the kitchen or the living area, you’ll enjoy breathtaking sunset views thanks to the absence of rear neighbors. The spacious primary bedroom and bathroom are sure to impress, featuring an oversized custom closet, tray ceiling , crown molding, a pool door that goes directly into the outdoor living area , primary bath features a frameless shower door with Kohler electronic controls, dual shower heads including a rainfall shower head option, quartz countertops ,dual vanity, large bathtub, decorative trim around the mirror and upgraded light fixture .The outdoor living area is sure to impress with its covered and extended lanai, complete with a screen enclosure. It includes a paradise grill gasBBQ, a bar, and an outdoor fridge, all enclosed by a fence. This space is ideal for a cozy night in or for entertaining guests..The 3-car garage includes an epoxy floor, a work area, storage, modern cabinets, and a sink. Additionally, this home boasts crown molding in the foyer, dining room, office, primary bedroom, living area, and café. It also features custom woodwork on all windows and door frames in the main living room and entrance, custom-framed mirrors in all three bathrooms, a gas stove, a gas water heater, and gutters. Buyer's responsibility to verify all information in this listing is true and accurate..
You may be able to put down less than the total down payment amount of $300,478 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #g5086852
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.